Imagine: it’s August, creeping up on triple digits, and your air conditioning unit dies. It just dies. Doesn’t work. No more AC system, no more cool air to help you stay comfortable. It’s gone.
So you call an HVAC company to come check everything and they validate what you already knew – it’s time to invest in a new air conditioner. And then they tell you something you didn’t know – a new system is going to cost somewhere between $7,000 to $70,000, based on the type of system(s) you want, the style of home(s) you have, and the type of energy source you’d like.
Okay, what now? Spend the season soaking in sweat and blowing fans over ice? Or spend all your savings (and maybe sell a body part) to cover the cost of a new air conditioner?
But what if there was another option? Enter financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the typical consumer in the United States has under $5,000 they can get their hands on, it makes complete sense. So when life happens and things fail, and unexpected expenses such as an HVAC system repair or replacement is required, it is crucial that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have several financing options for homeowners looking to replace their HVAC systems. The first category of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period ends.
Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a reasonable interest rate. This is for buyers who may not have the money as quickly but can afford a lower monthly cost. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost around $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This payment schedule makes a new HVAC system more affordable, while also investing in an efficient system that will help decrease energy bills while giving home comfort.
The financing programs at Service Experts Heating & Air Conditioning include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, why wait? Call Service Experts Heating & Air Conditioning today for a free in-home home comfort analysis and we will help you determine which heating and cooling system is right for your home AND which financing option is best for your life. We can’t wait to hear from you!